Your Emergency Vault
An emergency fund is the difference between a bad day and a bad year. Set a goal, choose an amount, and track your progress. Your goal is stored only on this device — we never see it.
$0 / $1,000
- $250 · First cushion
- $500 · Small emergencies covered
- $1,000 · Most surprise bills covered
At this pace you reach your goal in about 100 weeks.
FanmiRise does not hold deposits. The savings goal tool is an educational tracker that stores your goal only on your device. Keep your actual savings at an FDIC- or NCUA-insured institution.
Where to keep your emergency fund
- A separate savings account at an FDIC-insured bank or NCUA-insured credit union — not your everyday checking.
- Set up an automatic transfer on payday, so saving happens before spending.
- Look for accounts with no monthly fee and no minimum balance. Bank On-certified accounts are a good place to start.
Lessons
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Trusted resources
Bank On Certified Accounts ↗
Find low-cost bank and credit union accounts with no overdraft fees, certified to national safety standards.